@import url('https://fonts.googleapis.com/css2?family=Poppins:wght@300;400;500;600;700&display=swap');

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --navy:      #0D2137;
  --navy-mid:  #1A3A5C;
  --navy-soft: #2C5282;
  --accent:    #1A6B4A;
  --accent-lt: #EAF5EF;
  --accent-bd: #C6E6D4;
  --red-flag:  #C0392B;
  --amber:     #B7760D;
  --amber-lt:  #FEF9EE;
  --white:     #FFFFFF;
  --off-white: #F8F9FB;
  --grey-100:  #F1F3F7;
  --grey-200:  #E2E6ED;
  --grey-400:  #8A96A8;
  --grey-600:  #4A5568;
  --grey-800:  #1E2A38;
  --text:      #1E2A38;
  --text-mid:  #4A5568;
  --text-lt:   #718096;
  --border:    #DDE2EA;
  --radius:    6px;
  --radius-md: 10px;
  --radius-lg: 16px;
  --shadow-sm: 0 1px 4px rgba(0,0,0,0.06);
  --shadow:    0 4px 16px rgba(0,0,0,0.08);
  --shadow-lg: 0 8px 32px rgba(0,0,0,0.10);
  --max:       1140px;
}

html { font-size: 16px; scroll-behavior: smooth; }
body {
  font-family: 'Poppins', sans-serif;
  font-weight: 400;
  color: var(--text);
  background: var(--white);
  overflow-x: hidden;
  line-height: 1.6;
}

/* ── UTILITIES ── */
.container { max-width: var(--max); margin: 0 auto; padding: 0 24px; }
.section    { padding: 80px 24px; }
.section-sm { padding: 56px 24px; }
.section-inner { max-width: var(--max); margin: 0 auto; }
img { max-width: 100%; display: block; }
a   { color: inherit; }

/* ── TYPE ── */
h1 { font-size: clamp(2rem, 4vw, 3.25rem); font-weight: 700; line-height: 1.15; letter-spacing: -0.02em; }
h2 { font-size: clamp(1.6rem, 3vw, 2.25rem); font-weight: 700; line-height: 1.2;  letter-spacing: -0.02em; }
h3 { font-size: 1.1rem;  font-weight: 600; line-height: 1.3; }
h4 { font-size: 0.875rem; font-weight: 600; }
p  { line-height: 1.75; }

.lead { font-size: 1.1rem; font-weight: 300; color: var(--text-mid); line-height: 1.8; }
.eyebrow { font-size: 0.72rem; font-weight: 600; letter-spacing: 0.12em; text-transform: uppercase; color: var(--accent); margin-bottom: 12px; display: block; }
.eyebrow-navy { color: rgba(255,255,255,0.55); }

/* ── BUTTONS ── */
.btn {
  display: inline-flex; align-items: center; gap: 8px;
  font-family: 'Poppins', sans-serif; font-size: 0.9rem; font-weight: 600;
  padding: 13px 28px; border-radius: var(--radius); text-decoration: none;
  border: none; cursor: pointer; transition: all 0.18s ease; letter-spacing: 0;
  white-space: nowrap;
}
.btn-primary   { background: var(--accent); color: #fff; }
.btn-primary:hover  { background: #145a3d; transform: translateY(-1px); box-shadow: 0 4px 12px rgba(26,107,74,0.3); }
.btn-navy      { background: var(--navy); color: #fff; }
.btn-navy:hover     { background: var(--navy-mid); transform: translateY(-1px); }
.btn-outline   { background: transparent; color: var(--navy); border: 1.5px solid var(--navy); }
.btn-outline:hover  { background: var(--navy); color: #fff; }
.btn-outline-white  { background: transparent; color: #fff; border: 1.5px solid rgba(255,255,255,0.45); }
.btn-outline-white:hover { background: rgba(255,255,255,0.1); border-color: #fff; }
.btn-sm  { padding: 9px 20px; font-size: 0.825rem; }
.btn-lg  { padding: 16px 36px; font-size: 0.975rem; }

/* ── STICKY CTA BAR ── */
.sticky-cta {
  position: fixed; bottom: 0; left: 0; right: 0; z-index: 900;
  background: var(--navy); border-top: 1px solid rgba(255,255,255,0.1);
  padding: 12px 24px;
  display: flex; align-items: center; justify-content: space-between; gap: 16px;
  transform: translateY(100%); transition: transform 0.35s ease;
}
.sticky-cta.visible { transform: translateY(0); }
.sticky-cta p { color: rgba(255,255,255,0.8); font-size: 0.875rem; font-weight: 400; }
.sticky-cta p strong { color: #fff; font-weight: 600; }
.sticky-cta-actions { display: flex; gap: 12px; flex-shrink: 0; }

/* ── NAV ── */
.nav {
  position: fixed; top: 0; left: 0; right: 0; z-index: 800;
  background: rgba(255,255,255,0.97);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--border);
  height: 68px;
}
.nav-inner {
  max-width: var(--max); margin: 0 auto; padding: 0 24px;
  height: 100%; display: flex; align-items: center; justify-content: space-between;
}
.logo { text-decoration: none; display: flex; align-items: center; gap: 10px; }
.logo-icon {
  width: 34px; height: 34px; background: var(--navy);
  border-radius: 7px; display: flex; align-items: center; justify-content: center;
}
.logo-icon svg { width: 20px; height: 20px; }
.logo-wordmark { font-size: 1rem; font-weight: 700; color: var(--navy); letter-spacing: -0.01em; line-height: 1; }
.logo-wordmark small { font-size: 0.6rem; font-weight: 500; color: var(--accent); display: block; letter-spacing: 0.06em; text-transform: uppercase; margin-top: 1px; }
.nav-links { display: flex; align-items: center; gap: 28px; list-style: none; }
.nav-links a { font-size: 0.85rem; font-weight: 500; color: var(--text-mid); text-decoration: none; transition: color 0.15s; }
.nav-links a:hover, .nav-links a.active { color: var(--navy); }
.nav-cta-link { background: var(--accent) !important; color: #fff !important; padding: 9px 20px; border-radius: var(--radius); font-weight: 600 !important; transition: background 0.15s !important; }
.nav-cta-link:hover { background: #145a3d !important; }
.nav-hamburger { display: none; flex-direction: column; gap: 5px; cursor: pointer; padding: 4px; }
.nav-hamburger span { width: 22px; height: 2px; background: var(--navy); border-radius: 2px; transition: all 0.2s; }

/* ── PAGE HERO (inner pages) ── */
.page-hero {
  background: var(--navy);
  padding: 120px 24px 72px;
}
.page-hero-inner { max-width: var(--max); margin: 0 auto; }
.page-hero h1 { color: #fff; margin-bottom: 16px; }
.page-hero .lead { color: rgba(255,255,255,0.65); max-width: 640px; }

/* ── ANSWER BLOCK (SEO snippet) ── */
.answer-block {
  background: var(--off-white);
  border-left: 4px solid var(--accent);
  border-radius: 0 var(--radius-md) var(--radius-md) 0;
  padding: 20px 24px;
  margin-bottom: 48px;
}
.answer-block p { font-size: 0.925rem; color: var(--text-mid); font-weight: 400; line-height: 1.75; }
.answer-block strong { color: var(--text); font-weight: 600; }

/* ── SECTION HEADER ── */
.section-header { margin-bottom: 48px; }
.section-header.center { text-align: center; }
.section-header h2 { margin-bottom: 12px; }
.section-header .lead { max-width: 600px; }
.section-header.center .lead { margin: 0 auto; }

/* ── CARDS ── */
.card {
  background: var(--white); border: 1px solid var(--border);
  border-radius: var(--radius-md); padding: 28px;
  transition: box-shadow 0.2s, border-color 0.2s;
}
.card:hover { box-shadow: var(--shadow); border-color: #b8c4d6; }
.card-grid { display: grid; gap: 20px; }
.cols-2 { grid-template-columns: repeat(2, 1fr); }
.cols-3 { grid-template-columns: repeat(3, 1fr); }
.cols-4 { grid-template-columns: repeat(4, 1fr); }

/* ── ICON BOX ── */
.icon-box { width: 44px; height: 44px; border-radius: 10px; display: flex; align-items: center; justify-content: center; margin-bottom: 16px; font-size: 1.2rem; }
.icon-box-navy  { background: var(--navy); color: #fff; }
.icon-box-accent { background: var(--accent-lt); color: var(--accent); }
.icon-box-amber { background: var(--amber-lt); color: var(--amber); }

/* ── STAT ── */
.stat-num { font-size: 2.5rem; font-weight: 700; letter-spacing: -0.04em; color: var(--navy); line-height: 1; }
.stat-label { font-size: 0.85rem; color: var(--text-lt); margin-top: 6px; font-weight: 400; line-height: 1.5; }

/* ── TABLE ── */
.data-table { width: 100%; border-collapse: collapse; font-size: 0.9rem; }
.data-table th { background: var(--navy); color: #fff; padding: 12px 16px; text-align: left; font-weight: 600; font-size: 0.8rem; letter-spacing: 0.04em; text-transform: uppercase; }
.data-table th:first-child { border-radius: var(--radius) 0 0 0; }
.data-table th:last-child  { border-radius: 0 var(--radius) 0 0; }
.data-table td { padding: 13px 16px; border-bottom: 1px solid var(--border); vertical-align: top; }
.data-table tr:last-child td { border-bottom: none; }
.data-table tr:hover td { background: var(--off-white); }
.data-table td.highlight { font-weight: 600; color: var(--accent); }
.data-table td.strike { text-decoration: line-through; color: var(--text-lt); }
.data-table td.total { font-weight: 700; font-size: 1rem; }
.data-table td.total.green { color: var(--accent); }
.data-table td.total.red   { color: var(--red-flag); }
.table-wrapper { border: 1px solid var(--border); border-radius: var(--radius-md); overflow: hidden; }

/* ── CHECKLIST ── */
.check-list { list-style: none; display: flex; flex-direction: column; gap: 10px; }
.check-list li { display: flex; gap: 10px; align-items: flex-start; font-size: 0.9rem; color: var(--text-mid); line-height: 1.6; }
.check-list li .ck { width: 18px; height: 18px; min-width: 18px; margin-top: 2px; }
.check-list li .ck-green { color: var(--accent); font-weight: 700; }
.check-list li .ck-red   { color: var(--red-flag); font-weight: 700; }

/* ── PILL / BADGE ── */
.pill { display: inline-flex; align-items: center; gap: 6px; font-size: 0.72rem; font-weight: 600; letter-spacing: 0.06em; text-transform: uppercase; padding: 4px 10px; border-radius: 100px; }
.pill-green  { background: var(--accent-lt); color: var(--accent); border: 1px solid var(--accent-bd); }
.pill-navy   { background: rgba(13,33,55,0.08); color: var(--navy); border: 1px solid rgba(13,33,55,0.15); }
.pill-amber  { background: var(--amber-lt); color: var(--amber); border: 1px solid #f0d08a; }
.pill-red    { background: #fdf0ef; color: var(--red-flag); border: 1px solid #f5c6c3; }

/* ── DIVIDER ── */
hr { border: none; border-top: 1px solid var(--border); }
.divider { border-top: 1px solid var(--border); margin: 0; }

/* ── FAQ ── */
.faq-list { display: flex; flex-direction: column; border: 1px solid var(--border); border-radius: var(--radius-md); overflow: hidden; }
.faq-item { border-bottom: 1px solid var(--border); }
.faq-item:last-child { border-bottom: none; }
.faq-q {
  width: 100%; background: none; border: none; text-align: left; cursor: pointer;
  padding: 18px 24px; display: flex; justify-content: space-between; align-items: center; gap: 16px;
  font-family: 'Poppins', sans-serif; font-size: 0.9rem; font-weight: 600; color: var(--text);
  transition: background 0.15s;
}
.faq-q:hover { background: var(--off-white); }
.faq-q.open  { background: var(--off-white); color: var(--navy); }
.faq-chevron { width: 18px; height: 18px; flex-shrink: 0; color: var(--grey-400); transition: transform 0.25s; }
.faq-q.open .faq-chevron { transform: rotate(180deg); color: var(--navy); }
.faq-a { display: none; padding: 4px 24px 20px; font-size: 0.875rem; color: var(--text-mid); line-height: 1.8; font-weight: 300; }
.faq-a.open { display: block; }

/* ── PROCESS ── */
.process-steps { display: flex; flex-direction: column; gap: 0; }
.process-step { display: flex; gap: 24px; }
.step-line-wrap { display: flex; flex-direction: column; align-items: center; }
.step-circle { width: 40px; height: 40px; min-width: 40px; border-radius: 50%; background: var(--navy); color: #fff; display: flex; align-items: center; justify-content: center; font-weight: 700; font-size: 0.9rem; }
.step-connector { width: 2px; flex: 1; background: var(--border); margin: 4px 0; min-height: 32px; }
.process-step:last-child .step-connector { display: none; }
.step-content { padding-bottom: 36px; }
.step-content h3 { margin-bottom: 6px; }
.step-content p { font-size: 0.875rem; color: var(--text-mid); font-weight: 300; line-height: 1.75; }

/* ── TESTIMONIAL ── */
.testi-card { background: var(--white); border: 1px solid var(--border); border-radius: var(--radius-lg); padding: 32px; }
.testi-stars { color: #F5A623; font-size: 0.9rem; margin-bottom: 16px; letter-spacing: 2px; }
.testi-text { font-size: 0.925rem; color: var(--text-mid); font-weight: 300; line-height: 1.8; margin-bottom: 20px; font-style: italic; }
.testi-author { display: flex; align-items: center; gap: 12px; }
.testi-avatar { width: 40px; height: 40px; border-radius: 50%; background: var(--navy); display: flex; align-items: center; justify-content: center; font-weight: 700; font-size: 0.85rem; color: #fff; flex-shrink: 0; }
.testi-name { font-weight: 600; font-size: 0.875rem; color: var(--text); }
.testi-role { font-size: 0.775rem; color: var(--text-lt); font-weight: 300; }

/* ── ALERT / NOTICE ── */
.notice { border-radius: var(--radius-md); padding: 16px 20px; display: flex; gap: 12px; align-items: flex-start; }
.notice-amber { background: var(--amber-lt); border: 1px solid #f0d08a; }
.notice-red   { background: #fdf0ef; border: 1px solid #f5c6c3; }
.notice-green { background: var(--accent-lt); border: 1px solid var(--accent-bd); }
.notice-icon  { font-size: 1.1rem; flex-shrink: 0; margin-top: 1px; }
.notice p     { font-size: 0.875rem; line-height: 1.7; font-weight: 400; }
.notice p strong { font-weight: 600; }

/* ── FOOTER ── */
footer {
  background: var(--navy);
  color: rgba(255,255,255,0.65);
  padding: 64px 24px 32px;
}
.footer-inner  { max-width: var(--max); margin: 0 auto; }
.footer-grid   { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 48px; padding-bottom: 48px; border-bottom: 1px solid rgba(255,255,255,0.1); }
.footer-brand-text { font-size: 0.85rem; font-weight: 300; line-height: 1.75; margin-top: 16px; max-width: 260px; }
.footer-col h4 { font-size: 0.75rem; font-weight: 700; color: #fff; text-transform: uppercase; letter-spacing: 0.1em; margin-bottom: 16px; }
.footer-col ul { list-style: none; display: flex; flex-direction: column; gap: 10px; }
.footer-col a  { text-decoration: none; font-size: 0.85rem; font-weight: 300; color: rgba(255,255,255,0.55); transition: color 0.15s; }
.footer-col a:hover { color: #fff; }
.footer-bottom { display: flex; justify-content: space-between; align-items: center; padding-top: 28px; flex-wrap: wrap; gap: 12px; }
.footer-bottom p  { font-size: 0.775rem; color: rgba(255,255,255,0.35); }
.footer-bottom-links { display: flex; gap: 20px; }
.footer-bottom-links a { font-size: 0.775rem; color: rgba(255,255,255,0.35); text-decoration: none; }
.footer-bottom-links a:hover { color: rgba(255,255,255,0.7); }
.footer-logo-wordmark { font-size: 1rem; font-weight: 700; color: #fff; letter-spacing: -0.01em; }
.footer-logo-wordmark small { font-size: 0.6rem; font-weight: 500; color: var(--accent); display: block; letter-spacing: 0.06em; text-transform: uppercase; }

/* ── TRUST BAR ── */
.trust-bar { background: var(--grey-100); border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); padding: 18px 24px; }
.trust-bar-inner { max-width: var(--max); margin: 0 auto; display: flex; align-items: center; justify-content: space-between; gap: 24px; flex-wrap: wrap; }
.trust-label { font-size: 0.72rem; font-weight: 600; letter-spacing: 0.1em; text-transform: uppercase; color: var(--text-lt); white-space: nowrap; }
.trust-items { display: flex; align-items: center; gap: 32px; flex-wrap: wrap; }
.trust-item  { font-size: 0.8rem; font-weight: 600; color: var(--text-lt); display: flex; align-items: center; gap: 6px; }
.trust-item::before { content: ''; width: 6px; height: 6px; border-radius: 50%; background: var(--accent); flex-shrink: 0; }

/* ── RESPONSIVE ── */
@media (max-width: 1024px) {
  .cols-4 { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 32px; }
}
@media (max-width: 768px) {
  .nav-links { display: none; }
  .nav-hamburger { display: flex; }
  h1 { font-size: 2rem; }
  h2 { font-size: 1.5rem; }
  .cols-2, .cols-3 { grid-template-columns: 1fr; }
  .section { padding: 56px 20px; }
  .section-sm { padding: 40px 20px; }
  .sticky-cta { flex-direction: column; align-items: stretch; text-align: center; }
  .sticky-cta-actions { justify-content: center; }
}
@media (max-width: 600px) {
  .footer-grid { grid-template-columns: 1fr; gap: 28px; }
  .footer-bottom { flex-direction: column; text-align: center; }
}